Compare all processors
420 platforms across 21 categories
420 of 420 processors
| Name | Popularity | Category | Year | HQ | Type | Target Market | Pricing | Key Differentiator | Parent | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stripe | 90 | Major Global Payment Gateways and Processors | 2010 | San Francisco, USA | Full-stack PSP | Developers, startups to enterprise | 2.9% + $0.30 | Developer-first APIs, 135+ currencies, 46 countries | — | ||
| PayPal | 95 | Major Global Payment Gateways and Processors | 1998 | San Jose, USA | PSP / Digital wallet | All businesses globally | 2.99% + $0.49 | 400M+ active users, ubiquitous brand trust | — | ||
| Braintree | 85 | Major Global Payment Gateways and Processors | 2007 | Chicago, USA | Payment gateway | Mobile/web, marketplaces | 2.59-2.89% + fee | Mobile-first SDKs, native PayPal/Venmo | PayPal | ||
| Adyen | 83 | Major Global Payment Gateways and Processors | 2006 | Amsterdam, Netherlands | Full-stack acquirer/PSP | Enterprise global | IC++ (EUR 0.10 + fees) | Single platform: acquiring + gateway + risk; serves Uber, Spotify | — | ||
| Checkout.com | 80 | Major Global Payment Gateways and Processors | 2012 | London, UK | Payment gateway/processor | Mid-market to enterprise | Custom modular | API-first, 150+ currencies, strong EMEA/APAC | — | ||
| Worldpay | 95 | Major Global Payment Gateways and Processors | 1997 | London / Cincinnati | Processor/acquirer | All sizes globally | Custom | One of world's largest processors, 170+ countries | FIS | ||
| Square | 85 | Major Global Payment Gateways and Processors | 2009 | San Francisco, USA | Full-stack PSP/POS | SMBs, retail, restaurants | 2.6% + $0.10 in-person | Free POS software, integrated hardware ecosystem | Block | ||
| Authorize.net | 90 | Major Global Payment Gateways and Processors | 1996 | USA | Payment gateway | Traditional SMBs | $25/mo + 2.9% + $0.30 | Processor-agnostic legacy gateway | Visa | ||
| CyberSource | 95 | Major Global Payment Gateways and Processors | 1994 | Foster City, USA | Gateway / fraud mgmt | Mid-to-enterprise | Custom | Visa-owned, 160+ countries, Decision Manager fraud tool | Visa | ||
| Global Payments | 90 | Major Global Payment Gateways and Processors | 1967 | Atlanta, USA | Processor/acquirer | All sizes globally | Custom | Mega-processor (acquired TSYS, Heartland, EVO) | — | ||
| Fiserv / First Data | 80 | Major Global Payment Gateways and Processors | 1984 | Brookfield, WI, USA | Processor/acquirer | All sizes, banks | Custom | Largest US acquirer, Clover POS ecosystem | — | ||
| Worldline | 80 | Major Global Payment Gateways and Processors | 1973 | Bezons, France | Processor/acquirer | European merchants, banks | Custom | Europe's largest processor, owns Ingenico | — | ||
| Elavon | 85 | Major Global Payment Gateways and Processors | 1991 | Atlanta / Dublin | Processor/acquirer | Retail, airlines, healthcare | Custom | Top-5 global acquirer, 36 countries, 6.2B txns/yr | US Bancorp | ||
| Chase Payment Solutions | 100 | Major Global Payment Gateways and Processors | New York, USA | Processor/acquirer | Chase clients, SMBs-enterprise | ~2.6% + $0.10 | Bank-processor alignment, same-day funding | JPMorgan | |||
| Shift4 Payments | 80 | Major Global Payment Gateways and Processors | 1999 | Allentown, PA, USA | Gateway/processor | Hospitality, stadiums, gaming | Custom | Leading hospitality/venue processor, P2PE encryption | — | ||
| Nuvei | 75 | Major Global Payment Gateways and Processors | 2003 | Montreal, Canada | Gateway/processor | E-commerce, gaming, crypto | Custom | 700+ alt payment methods, crypto-native, iGaming | — | ||
| Paysafe | 80 | Major Global Payment Gateways and Processors | 1996 | London / Jacksonville | Gateway/processor/wallet | Gaming, digital entertainment | Custom | iGaming specialist; owns Skrill, Neteller, paysafecard | — | ||
| PayU | 78 | Major Global Payment Gateways and Processors | 2002 | Hoofddorp, Netherlands | Gateway/processor | Emerging markets | Varies by market | Emerging market specialist (India, LatAm, EMEA) | Prosus | ||
| BlueSnap | 75 | Major Global Payment Gateways and Processors | 2001 | Waltham, MA, USA | Gateway/processor | Digital, SaaS, B2B | Custom | Payment orchestration, 200+ geos, B2B AR automation | — | ||
| Ingenico | 85 | Major Global Payment Gateways and Processors | 1980 | Paris, France | Terminals/processor | Retail, hospitality | Custom | World's largest terminal manufacturer | Worldline | ||
| Verifone | 80 | Major Global Payment Gateways and Processors | 1981 | Coral Springs, FL, USA | Terminals/processor | Retail, petroleum | Custom | Major terminals; acquired 2Checkout for MoR | — | ||
| Stax | 75 | Major Global Payment Gateways and Processors | 2014 | Orlando, FL, USA | Subscription processor | SMBs $5K+/mo | $99+/mo + IC + $0.08-$0.15 | Zero % markup membership model | — | ||
| Helcim | 80 | Major Global Payment Gateways and Processors | 2006 | Calgary, Canada | Gateway/processor | SMBs (US/Canada) | IC+ 0.40% + $0.08 | Transparent IC+ pricing, no monthly fees | — | ||
| NMI | 75 | Major Global Payment Gateways and Processors | 2000 | Schaumburg, IL, USA | White-label gateway | ISOs, resellers, ISVs | Custom | White-label for channel partners; acquired USAePay | — | ||
| Amazon Pay | 80 | Major Global Payment Gateways and Processors | 2007 | Seattle, USA | Payment gateway | E-commerce merchants | 2.9% + $0.30 | Leverages 300M+ Amazon accounts | — | ||
| Shopify Payments | 75 | Major Global Payment Gateways and Processors | 2013 | Ottawa, Canada | Integrated gateway | Shopify merchants | 2.4-2.9% + $0.30 | Tightest Shopify integration, Shop Pay checkout | — | ||
| Clover | 80 | Major Global Payment Gateways and Processors | 2012 | Sunnyvale, CA, USA | POS/processor | SMBs | $16+/mo + 2.6% + $0.10 | Full POS hardware ecosystem | Fiserv | ||
| GoDaddy Payments | 65 | Major Global Payment Gateways and Processors | 2021 | Tempe, AZ, USA | Processor | GoDaddy website users | 2.3% + $0 in-person | Lowest in-person rates, integrated with site builder | — | ||
| WePay | 80 | Major Global Payment Gateways and Processors | 2008 | Redwood City, CA | PayFac gateway | Platforms, ISVs | Custom | Embedded payments-as-a-service, Chase-backed | JPMorgan | ||
| PayTrace | 80 | Major Global Payment Gateways and Processors | 2004 | Spokane, WA, USA | Payment gateway | B2B merchants | IC+ $0.10-$0.20 | Level II/III data optimization for B2B | — | ||
| Cardknox | 70 | Major Global Payment Gateways and Processors | 2012 | Lakewood, NJ, USA | Payment gateway | ISVs, POS integrators | Custom | Developer-friendly omni-channel gateway | — | ||
| Priority Payments | 75 | Major Global Payment Gateways and Processors | 2005 | Alpharetta, GA, USA | Processor/fintech | Merchants, FIs | Custom | Integrated payments + banking platform | — | ||
| ProPay | 85 | Major Global Payment Gateways and Processors | 1997 | Lehi, UT, USA | PayFac platform | Direct sellers, ISVs | Custom | PayFac-as-a-service for rapid onboarding | Global Payments | ||
| USAePay | 80 | Major Global Payment Gateways and Processors | 2000 | Los Angeles, CA | Gateway | SMBs, developers | Custom | Lightweight multi-processor gateway | NMI | ||
| PaySimple | 80 | Major Global Payment Gateways and Processors | 2006 | Denver, CO, USA | Payment platform | Service SMBs | $79.95/mo + 2.9% + $0.30 | CRM + billing for service businesses | — | ||
| Aeropay | 63 | Major Global Payment Gateways and Processors | 2017 | Chicago, USA | Payment orchestration / A2A | Cannabis, regulated industries | Per-transaction | Compliant payment orchestration for regulated industries, bank-direct ACH, age/identity verification built-in | — | ||
| Inflowpay | 53 | Major Global Payment Gateways and Processors | 2024 | Paris, France | Cross-border payment collection | Emerging markets payments; virtual IBANs; 3-click payment links; 2-3.5% fees; offices in NYC and Singapore | — | ||||
| GoCardless | 68 | Major Global Payment Gateways and Processors | 2011 | London, UK | Bank debit/recurring | A2A specialist (SEPA/Bacs/ACH); 75K+ businesses; $30B+ annually | — | ||||
| iBanFirst | 63 | Major Global Payment Gateways and Processors | 2016 | Brussels, Belgium | Cross-border B2B payments | FX + international payments for SMBs; transparent spread-based pricing; IBAN accounts in 30+ currencies | — | ||||
| Paddle | 70 | Merchant of Record Platforms | 2012 | London, UK | SaaS, software, AI | 5% + $0.50 | Market-leading SaaS MoR; ProfitWell acquired; 200+ markets | — | |||
| FastSpring | 70 | Merchant of Record Platforms | 2005 | Santa Barbara, CA | SaaS, software, games | Custom | 20+ years; deep B2B features, reseller management | — | |||
| Cleverbridge | 80 | Merchant of Record Platforms | 2005 | Cologne, Germany | B2B/B2C enterprise software | Custom | Enterprise-grade; $10B+ processed; 59 currencies | — | |||
| 2Checkout/Verifone | 75 | Merchant of Record Platforms | 2000 | Columbus, OH | Digital goods, SaaS | 3.5% + $0.35 (MoR) | Multi-model (MoR + PSP + reseller) | — | |||
| PayPro Global | 70 | Merchant of Record Platforms | 2006 | Toronto, Canada | Software, SaaS | Custom | 140+ currencies, 70+ payment methods | — | |||
| Xsolla | 75 | Merchant of Record Platforms | 2005 | Sherman Oaks, CA | Video games | ~5% rev share | Gaming-industry MoR; 700+ payment methods | — | |||
| Nexway | 70 | Merchant of Record Platforms | 2002 | Paris, France | Digital games, software, eLearning | Custom | Global retailer/affiliate network distribution | — | |||
| Lemon Squeezy | 65 | Merchant of Record Platforms | 2021 | USA | SaaS, indie devs, creators | 5% + $0.50 | Acquired by Stripe July 2024; all-in-one MoR | Stripe | |||
| Gumroad | 70 | Merchant of Record Platforms | 2011 | San Francisco, CA | Creator economy | 10% + $0.50 | Simplest setup; Discover marketplace | — | |||
| Freemius | 70 | Merchant of Record Platforms | 2015 | Israel | WordPress, SaaS, desktop apps | 4.7%+ progressive | WordPress ecosystem leader; 2,000+ software makers | — | |||
| Whop | 60 | Merchant of Record Platforms | 2021 | Brooklyn, NY | Digital products, memberships | 3% on direct sales | $1.6B valuation; 18.4M users; social commerce | — | |||
| Polar | 60 | Merchant of Record Platforms | 2022 | SF / Stockholm | Developers, AI SaaS, open-source | 4% + $0.40 | Open-source; cheapest MoR; $10M from Accel | — | |||
| Creem | 55 | Merchant of Record Platforms | 2024 | Tallinn, Estonia | Indie hackers, micro-SaaS | 3.9% + $0.40 | Revenue Splits; USDC payouts; $0 fees on first $1K | — | |||
| Bonzai | 60 | Merchant of Record Platforms | 2022 | France | Content creators, digital products | ~5% (95% payout to creators) | Proprietary banking infrastructure; 250K+ creators; 95% payout; Europe & Africa focus | — | |||
| Dodo Payments | 55 | Merchant of Record Platforms | 2024 | Bangalore, India | SaaS, digital products | 4% + $0.40 | India-based MoR; UPI support; $1.1M seed | — | |||
| BMT Micro | 80 | Merchant of Record Platforms | 1990 | Wilmington, NC | Software publishers | 9.5% | One of oldest registration services | — | |||
| Payhip | 70 | Merchant of Record Platforms | 2012 | UK | Digital products | 0-5% + gateway | Generous free plan; course builder | — | |||
| Global-e | 65 | Merchant of Record Platforms | 2013 | Israel | Cross-border e-commerce retail | Custom enterprise | Enterprise cross-border; Hugo Boss, Adidas, Disney | — | |||
| Fungies.io | 55 | Merchant of Record Platforms | 2023 | Europe | SaaS, games | Custom | AI-powered, no-code; 200+ payment methods | — | |||
| Pocketsflow | 60 | Merchant of Record Platforms | 2023 | N/A | Digital creators | 3% flat | Lowest flat fee; 160+ countries | — | |||
| Ruul | 65 | Merchant of Record Platforms | 2020 | Istanbul, Turkey | Freelancers | ~5% + fixed | MoR for freelancer services; crypto payouts | — | |||
| BagelPay | 55 | Merchant of Record Platforms | 2024 | N/A | SaaS in emerging markets | 5% + $0.50 | India/SEA focus; wide payment methods | — | |||
| Stripe Managed Payments | 48 | Merchant of Record Platforms | 2024 | San Francisco, CA | SaaS on Stripe | TBD | Stripe adding native MoR capability | — | |||
| Skool | 60 | Creator & Course Platforms | 2019 | Austin, TX | Community + Course Platform | Coaches, educators, community builders | $99/mo + 2.9% (no per-tx fee) | MoR platform; cheaper than Stripe (no $0.30/tx); gamified communities | — | ||
| Stan Store | 60 | Creator & Course Platforms | 2020 | Los Angeles, CA | Link-in-bio + Digital Products | Influencers, content creators | $29-99/mo + payment processor fees only | 0% platform transaction fees; creator owns Stripe/PayPal directly | — | ||
| Podia | 65 | Creator & Course Platforms | 2014 | New York, NY | Course + Digital Product Platform | Online course creators, coaches | $39-89/mo + payment processor fees | All-in-one creator platform; no transaction fees; direct payments to creator | — | ||
| Teachable | 65 | Creator & Course Platforms | 2014 | New York, NY | Course Platform | Course creators, educators | $59-249/mo + 2.9%+$0.30 (Teachable:pay) | Teachable:pay (Stripe-powered) with daily/weekly/monthly payouts; 0% platform fee on paid plans | — | ||
| Thinkific | 65 | Creator & Course Platforms | 2012 | Vancouver, Canada | Course Platform | Course creators, training companies | $36-149/mo + 1-5% third-party gateway fee | Thinkific Payments (Stripe-powered); 0.7% subscription fee; surcharge on external Stripe | — | ||
| Kajabi | 70 | Creator & Course Platforms | 2010 | Irvine, CA | All-in-one Creator Platform | Knowledge entrepreneurs, coaches | $149-399/mo + payment processor fees | Kajabi Payments (Stripe white-label); Apple/Google Pay, Klarna, Afterpay support | — | ||
| Sellfy | 65 | Creator & Course Platforms | 2011 | Riga, Latvia | Digital Products + E-commerce | Creators, artists, musicians | $29-129/mo + payment processor fees only | 0% transaction fees from Sellfy; creator is MoR; EU VAT tools built-in | — | ||
| Patreon | 65 | Creator & Course Platforms | 2013 | San Francisco, CA | Membership Platform | Artists, podcasters, creators | 5-10% platform + 2.9%+$0.30 processing | Patreon acts as MoR; handles all payments; strong brand recognition | — | ||
| Ko-fi | 65 | Creator & Course Platforms | 2012 | UK | Tipping + Memberships | Artists, streamers, creators | 0% (Gold) or 5% + processor fees | Ko-fi never holds money; instant payouts; direct payment service | — | ||
| Beacons | 60 | Creator & Course Platforms | 2020 | San Francisco, CA | Link-in-bio + Creator Store | Social media creators, influencers | 0-9% Beacons fee + processor fees | AI-powered creator tools; 9% on free plan, 0% on Store Pro ($30/mo) | — | ||
| Linktree | 60 | Creator & Course Platforms | 2016 | Melbourne, Australia | Link-in-bio + Commerce | Social media users, creators | $0-24/mo + processor fees only | No Linktree commission on sales; Commerce Links via Stripe/PayPal/Square | — | ||
| Mighty Networks | 60 | Creator & Course Platforms | 2017 | Palo Alto, CA | Community + Course Platform | Coaches, community builders, creators | $41-179/mo + 2-3% transaction fee | Stripe-powered; 2-3% Mighty fee + Stripe fees; strong mobile apps | — | ||
| Circle | 60 | Creator & Course Platforms | 2020 | New York, NY | Community Platform | Creators, brands, educators | $89-399/mo + 0.5-4% transaction fee | Stripe-powered paywalls; 0.5-4% Circle fee depending on plan | — | ||
| Systeme.io | 60 | Creator & Course Platforms | 2018 | France | All-in-one Marketing Platform | Entrepreneurs, course creators | $0-97/mo + processor fees only (0% tx fee) | 0% transaction fees; generous free plan; all-in-one marketing suite | — | ||
| SamCart | 65 | Creator & Course Platforms | 2013 | Austin, TX | Checkout Platform | Digital product sellers, coaches | $79-319/mo + processor fees (0% platform fee) | SamPay (Stripe partnership); $0 platform fees; conversion-optimized checkout | — | ||
| ClickFunnels | 65 | Creator & Course Platforms | 2014 | Boise, ID | Funnel Builder + Checkout | Marketers, entrepreneurs | $97-297/mo + 2.9%+$0.30 (Payments AI) | Payments AI (Stripe-based); +1% if using alternative gateway | — | ||
| Hotmart | 65 | Creator & Course Platforms | 2011 | Belo Horizonte, Brazil | Digital Products Marketplace | Course creators, digital product sellers (LATAM focus) | 9.9% + $0.50 per sale | Hotmart is MoR; strong LATAM presence; 2-14 day payout options | — | ||
| Kartra | 60 | Creator & Course Platforms | 2018 | San Diego, CA | All-in-one Marketing Platform | Marketers, coaches, agencies | $99-499/mo + processor fees only (0% tx fee) | 0% transaction fees; 5 payment gateway options; comprehensive marketing suite | — | ||
| Xsolla | 70 | Gaming & Esports Payment Platforms | 2005 | Sherman Oaks, CA | Gaming MoR | Video games, mobile games, AAA studios | ~5% rev share | Industry leader; 700+ payment methods; 200+ regions; trusted by 60%+ top-100 games | — | ||
| Tebex | 65 | Gaming & Esports Payment Platforms | 2011 | Nottingham, UK | Game Server MoR | Game servers, Minecraft, FiveM, Rust | 5% + $0.10 | Game server specialist; chargeback insurance included; used by Hypixel; $500M+ processed | — | ||
| Coda Payments | 60 | Gaming & Esports Payment Platforms | 2011 | Singapore | Gaming MoR (APAC) | Mobile games, APAC markets | Custom (volume-based) | APAC leader; 400+ payment methods; 70+ countries; ~25% APAC gaming top-ups; $4B+ annual volume | — | ||
| Appcharge | 55 | Gaming & Esports Payment Platforms | 2022 | Tel Aviv, Israel | Mobile Gaming MoR | Mobile games, D2C web shops | 5-10% (includes all compliance) | $58M Series B; 92% conversion rate; 500+ payment methods; 80 currencies; bypass app store fees | — | ||
| Aghanim | 45 | Gaming & Esports Payment Platforms | 2024 | USA | Mobile Gaming MoR | Mobile games, D2C monetization | Custom | Founded by ex-Xsolla CEO/CTO; backed by a16z, Bessemer; liveops + payments integrated | — | ||
| Sanlo | 55 | Gaming & Esports Payment Platforms | 2020 | San Francisco, CA | Gaming MoR + Funding | Mobile games, indie developers | Custom | MoR + game funding combined; 30+ currencies; API/SDK; customizable checkout | — | ||
| Nuvei | 65 | Gaming & Esports Payment Platforms | 2003 | Montreal, Canada | Gaming PSP/Acquirer | iGaming, esports, sports betting | Custom enterprise | Public company (NVEI); 450+ APMs; 150 currencies; 50+ markets; Riot Games esports partner | — | ||
| PayOp | 60 | Gaming & Esports Payment Platforms | 2018 | UK | Gaming PSP | Gaming, iGaming, digital goods | 2.5-4% (no setup/monthly fees) | No setup fees; Pay by Bank for microtransactions; iGaming specialist | — | ||
| Shopify | 70 | E-commerce & Marketplace Platforms | 2006 | Ottawa, Canada | E-commerce Platform | All e-commerce businesses | $39-399/mo + 2.4-2.9%+$0.30 | Market leader; Shopify Payments (Stripe-powered) is MoR; 4M+ merchants globally | — | ||
| WooCommerce | 58 | E-commerce & Marketplace Platforms | 2011 | Distributed (Automattic) | E-commerce Plugin | WordPress users, SMBs | Free plugin + hosting + processor fees | Open-source; 5M+ active stores; WooPayments (Stripe-powered); full WordPress integration | — | ||
| BigCommerce | 80 | E-commerce & Marketplace Platforms | 2009 | Austin, TX | E-commerce Platform | Mid-market to enterprise | $39-399/mo + processor fees (0% platform tx fee) | 65+ payment gateways; $0 transaction fees; headless commerce; B2B features | — | ||
| Wix | 80 | E-commerce & Marketplace Platforms | 2006 | Tel Aviv, Israel | Website Builder + E-commerce | Small businesses, creators | $29-159/mo + 2.9%+$0.30 | Wix Payments built-in; drag-drop builder; $15 chargeback fee | — | ||
| Squarespace | 80 | E-commerce & Marketplace Platforms | 2003 | New York, NY | Website Builder + E-commerce | Creatives, small businesses | $27-65/mo + 0-3% tx fee | Design-focused; Squarespace Payments (Stripe-based); 0% tx on Commerce plans | — | ||
| Ecwid | 75 | E-commerce & Marketplace Platforms | 2009 | Encinitas, CA | Embeddable E-commerce | SMBs, multi-channel sellers | $0-99/mo + processor fees only | Embed anywhere; Lightspeed Payments; 50+ payment gateways; social selling | Lightspeed | ||
| PrestaShop | 63 | E-commerce & Marketplace Platforms | 2007 | Paris, France | E-commerce Platform | SMBs, European market | Free open-source + hosting + modules | Open-source; 300K+ stores; strong in Europe; extensive marketplace | — | ||
| Magento / Adobe Commerce | 80 | E-commerce & Marketplace Platforms | 2008 | San Jose, CA | Enterprise E-commerce | Enterprise, large retailers | Open Source (free) or Commerce (custom) | Enterprise-grade; Adobe ecosystem; highly customizable; B2B commerce | Adobe | ||
| Volusion | 75 | E-commerce & Marketplace Platforms | 1999 | Austin, TX | E-commerce Platform | SMBs | $35-299/mo + processor fees | 25+ years in e-commerce; built-in payments; no tx fees on higher plans | — | ||
| Shift4Shop | 80 | E-commerce & Marketplace Platforms | 1997 | Tamarac, FL | E-commerce Platform | SMBs, US market | $0/mo (with Shift4 Payments) | Free with Shift4 Payments; end-to-end solution; formerly 3dcart | Shift4 | ||
| Saleor | 75 | E-commerce & Marketplace Platforms | 2012 | Wrocław, Poland | Headless Commerce | Developers, enterprise | Open Source free / Cloud from $2K/mo | Open-source headless; GraphQL API; modern stack; composable commerce | — | ||
| Medusa | 48 | E-commerce & Marketplace Platforms | 2021 | Copenhagen, Denmark | Headless Commerce | Developers, digital commerce | Open Source free | Open-source Shopify alternative; modular architecture; developer-first | — | ||
| Razorpay | 65 | Asia-Pacific Payment Gateways | 2014 | Full-stack PSP/neobanking | ~2% cards; UPI free | India's leading gateway; 8M+ merchants; RazorpayX neobanking | — | ||||
| PayU India | 70 | Asia-Pacific Payment Gateways | 2011 | Gateway/aggregator | ~2% cards | Largest by TPV (~$119B); acquired BillDesk; 60% market share | Prosus | ||||
| Cashfree | 65 | Asia-Pacific Payment Gateways | 2015 | Gateway + payouts | From 1.50% | Fastest settlement (T+0/T+1); 50% market share in disbursals | — | ||||
| Instamojo | 65 | Asia-Pacific Payment Gateways | 2012 | Gateway + e-commerce | 2% + INR 3 | Dual store builder + payment gateway; micro-businesses | — | ||||
| CCAvenue | 70 | Asia-Pacific Payment Gateways | 2001 | Gateway | 1.99% + INR 3 | One of India's oldest; 200+ payment options | — | ||||
| Paytm Payment Gateway | 70 | Asia-Pacific Payment Gateways | 2010 | Gateway + super app | 0.4-1.99% | 300M+ users; 20M+ merchants; soundbox devices | — | ||||
| Juspay | 60 | Asia-Pacific Payment Gateways | 2012 | Payment orchestration | Custom | Routes to optimal gateway; Amazon India, Flipkart | — | ||||
| Pine Labs | 70 | Asia-Pacific Payment Gateways | 1998 | POS + online platform | Custom | India's largest POS provider; Plural online gateway | — | ||||
| BillDesk | 65 | Asia-Pacific Payment Gateways | 2000 | Utility/B2B gateway | Custom | Dominant in bill payments; acquired by PayU for $4.7B | — | ||||
| PhonePe Business | 65 | Asia-Pacific Payment Gateways | 2015 | Gateway | Custom | UPI leader (45%+ share); 120+ payment methods | Walmart | ||||
| Easebuzz | 53 | Asia-Pacific Payment Gateways | 2017 | Gateway + financial ops | Pay-per-use | Smart APIs; 150K+ businesses; Shopify/Tally integration | — | ||||
| Atom Technologies | 65 | Asia-Pacific Payment Gateways | 2005 | Gateway + POS | Custom | 265 payment methods; acquired by NTT Data | — | ||||
| Zaakpay | 70 | Asia-Pacific Payment Gateways | 2012 | Gateway | ~2% | MobiKwik subsidiary; developer-friendly APIs | MobiKwik | ||||
| MobiKwik | 70 | Asia-Pacific Payment Gateways | 2009 | Wallet + gateway | ~1.75-2% | 150M users; BNPL (MobiKwik ZIP) | — | ||||
| Alipay | 68 | Asia-Pacific Payment Gateways | 2004 | Super-app / mobile payment | World's largest; ~54% of China third-party online payments; 1B+ users | Ant Group | |||||
| WeChat Pay | 63 | Asia-Pacific Payment Gateways | 2013 | Social commerce payment | Integrated into WeChat (1B+ MAU); QR + Mini Programs; ~40% share | Tencent | |||||
| UnionPay | 63 | Asia-Pacific Payment Gateways | 2002 | Card network + gateway | China's only domestic card network; 45% global card expenditure | — | |||||
| PingPong | 58 | Asia-Pacific Payment Gateways | 2015 | Cross-border e-commerce | 1M+ merchants; $90B+ cross-border; unicorn | — | |||||
| LianLian Pay | 63 | Asia-Pacific Payment Gateways | 2003 | Cross-border + domestic | 4th largest non-bank processor; 500K+ cross-border sellers | — | |||||
| Yeahka | 58 | Asia-Pacific Payment Gateways | 2011 | Payment tech / merchant services | Tencent veteran-founded; WeChat Pay POS integration; HKEX-listed | — | |||||
| GMO Payment Gateway | 68 | Asia-Pacific Payment Gateways | 1995 | PSP | Japan's largest; JPY 20 trillion processed annually; TSE-listed | — | |||||
| PAY.JP | 58 | Asia-Pacific Payment Gateways | 2014 | Developer gateway | Clean API for Japan startups | — | |||||
| KOMOJU | 63 | Asia-Pacific Payment Gateways | 2012 | Localized gateway | Japan/Korea payment methods (konbini, carrier billing); Steam, Blizzard | Degica | |||||
| Paidy | 63 | Asia-Pacific Payment Gateways | 2014 | BNPL | Japan's leading BNPL; acquired by PayPal for $2.7B | PayPal | |||||
| KG Inicis | 68 | Asia-Pacific Payment Gateways | 1998 | Gateway | #1 Korean e-payment market share | — | |||||
| NHN KCP | 63 | Asia-Pacific Payment Gateways | 2004 | Gateway + VAN | Korea's #1 PG provider; revenue ~$843M | — | |||||
| NICE Payments | 63 | Asia-Pacific Payment Gateways | 2004 | Gateway | Comprehensive Korean payment coverage | — | |||||
| Toss Payments | 58 | Asia-Pacific Payment Gateways | 2015 | Gateway + fintech | Part of Toss super-app (22M+ users); developer-friendly | — | |||||
| KakaoPay | 58 | Asia-Pacific Payment Gateways | 2014 | Mobile payment | Embedded in KakaoTalk (47M+ users) | — | |||||
| Xendit | 58 | Asia-Pacific Payment Gateways | 2015 | Jakarta, Indonesia | Leading SEA gateway; unicorn ($1B+); $515M raised; 7 markets | — | |||||
| 2C2P | 63 | Asia-Pacific Payment Gateways | 2003 | Singapore | 20+ years; acquired by Ant Group; 150+ payment methods | — | |||||
| Opn | 58 | Asia-Pacific Payment Gateways | 2013 | Bangkok, Thailand | Strong Thailand + Japan; developer-friendly | — | |||||
| iPay88 | 63 | Asia-Pacific Payment Gateways | 2006 | Kuala Lumpur, Malaysia | One of SEA's oldest; strong in Malaysia | — | |||||
| Fiuu | 58 | Asia-Pacific Payment Gateways | 2012 | Kuala Lumpur, Malaysia | Multi-SEA coverage including BNPL, crypto, Alipay+ | — | |||||
| Dragonpay | 63 | Asia-Pacific Payment Gateways | 2010 | Manila, Philippines | Alternative payments pioneer; serves unbanked | — | |||||
| PayMongo | 53 | Asia-Pacific Payment Gateways | 2019 | Philippines | Stripe/Founders Fund-backed; modern PH gateway | — | |||||
| DOKU | 63 | Asia-Pacific Payment Gateways | 2007 | Jakarta, Indonesia | Indonesia's pioneer gateway; QRIS support | — | |||||
| Midtrans | 58 | Asia-Pacific Payment Gateways | 2012 | Jakarta, Indonesia | Part of GoTo/Gojek ecosystem | — | |||||
| GrabPay | 53 | Asia-Pacific Payment Gateways | 2016 | Singapore | 100M+ Grab super-app users; 8 SEA countries | — | |||||
| ShopeePay | 53 | Asia-Pacific Payment Gateways | 2018 | Singapore | Integrated into Shopee (largest SEA e-commerce) | — | |||||
| GCash | 63 | Asia-Pacific Payment Gateways | 2004 | Philippines | Philippines' dominant wallet; 90M+ users | — | |||||
| Maya | 63 | Asia-Pacific Payment Gateways | 2000 | Philippines | Full digital banking license; Tencent/KKR-backed | — | |||||
| Windcave | 68 | Asia-Pacific Payment Gateways | 1999 | Auckland, NZ | 25+ years; omni-channel; $90B+ processed/yr | — | |||||
| eWAY | 68 | Asia-Pacific Payment Gateways | 1998 | Sydney, Australia | Australia's oldest; 250+ integrations | — | |||||
| Pin Payments | 58 | Asia-Pacific Payment Gateways | 2011 | Melbourne, Australia | Developer-focused; clean API | — | |||||
| Tyro | 63 | Asia-Pacific Payment Gateways | 2003 | Sydney, Australia | Banking license (ADI); 68K+ customers | — | |||||
| Zai | 53 | Asia-Pacific Payment Gateways | 2016 | Sydney, Australia | Programmable payment infra for platforms | — | |||||
| Airwallex | 58 | Asia-Pacific Payment Gateways | 2015 | Melbourne / Singapore | $5.5B valuation; multi-currency + FX; 150K+ businesses | — | |||||
| Nium | 58 | Asia-Pacific Payment Gateways | 2014 | Singapore | $1.4B unicorn; real-time payouts 100+ countries | — | |||||
| Thunes | 53 | Asia-Pacific Payment Gateways | 2016 | Singapore | Network connecting 7B mobile wallets across 130 countries | — | |||||
| Paystack | 63 | Africa, Middle East, and Latin America | 2015 | Lagos, Nigeria | Gateway | Developer-friendly; Stripe-backed | Stripe | ||||
| Flutterwave | 53 | Africa, Middle East, and Latin America | 2016 | Lagos, Nigeria | Gateway/processor | 30+ African countries via single API; $2B+ processed | — | ||||
| Interswitch | 63 | Africa, Middle East, and Latin America | 2002 | Lagos, Nigeria | Payment infrastructure | Nigeria's payment backbone; owns Verve card network | — | ||||
| DPO Pay | 68 | Africa, Middle East, and Latin America | 2006 | Nairobi, Kenya | Gateway | 20+ African markets; strong travel/tourism | Network International | ||||
| Cellulant | 63 | Africa, Middle East, and Latin America | 2003 | Nairobi, Kenya | Payment infrastructure | 35+ countries; pivoted from mobile content | — | ||||
| Pesapal | 63 | Africa, Middle East, and Latin America | 2009 | Nairobi, Kenya | Gateway | Multi-channel; profitable without heavy VC | — | ||||
| M-Pesa | 68 | Africa, Middle East, and Latin America | 2007 | Nairobi, Kenya | Mobile money | Global mobile money pioneer; 50M+ users | Safaricom | ||||
| OPay | 53 | Africa, Middle East, and Latin America | 2018 | Lagos, Nigeria | Mobile money/digital bank | Massive agent network; $570M raised | — | ||||
| PalmPay | 53 | Africa, Middle East, and Latin America | 2019 | Lagos, Nigeria | Digital wallet | Pre-installed on Transsion phones; 35M+ users | — | ||||
| Paga | 63 | Africa, Middle East, and Latin America | 2009 | Lagos, Nigeria | Mobile money | Extensive agent network for financial inclusion | — | ||||
| Korapay | 53 | Africa, Middle East, and Latin America | 2017 | Lagos, Nigeria | Payment API | Pan-African pay-ins, payouts, cross-border | — | ||||
| Mono | 53 | Africa, Middle East, and Latin America | 2020 | Lagos, Nigeria | Open banking | Africa's Plaid; Mastercard partnership; YC | — | ||||
| Thepeer | 48 | Africa, Middle East, and Latin America | 2021 | Lagos, Nigeria | API infrastructure | Inter-fintech payment routing | — | ||||
| PawaPay | 53 | Africa, Middle East, and Latin America | 2020 | London (Africa-focused) | Mobile money aggregator | 19 African countries; 3M+ daily transactions | — | ||||
| Yoco | 58 | Africa, Middle East, and Latin America | 2013 | Cape Town, SA | POS/gateway | 200K+ merchants; R34B+ processed annually | — | ||||
| SnapScan | 58 | Africa, Middle East, and Latin America | 2013 | Cape Town, SA | QR payment | Standard Bank-backed; first SA mobile payment app | — | ||||
| Ozow | 58 | Africa, Middle East, and Latin America | 2014 | South Africa | Instant EFT | Bank-to-bank; no chargebacks | — | ||||
| Peach Payments | 58 | Africa, Middle East, and Latin America | 2012 | Cape Town, SA | Gateway | Wide method support; recurring payments | — | ||||
| PayGate | 73 | Africa, Middle East, and Latin America | 1996 | Cape Town, SA | Gateway | One of SA's oldest; 100K+ merchants | DPO | ||||
| iKhokha | 63 | Africa, Middle East, and Latin America | 2015 | Durban, SA | POS | Lowest SA transaction rates (2.85%) | Nedbank | ||||
| Netcash | 68 | Africa, Middle East, and Latin America | South Africa | Gateway/billing | EFT, cards, debit orders | — | |||||
| Chipper Cash | 53 | Africa, Middle East, and Latin America | 2018 | SF / Africa | Cross-border mobile | Free cross-border; crypto trading | — | ||||
| CinetPay | 68 | Africa, Middle East, and Latin America | Cote d'Ivoire | Gateway | Francophone West Africa specialist | — | |||||
| DusuPay | 68 | Africa, Middle East, and Latin America | Kampala, Uganda | Gateway/aggregator | GBP 800M+ processed; 2,000+ businesses | — | |||||
| Onafriq | 63 | Africa, Middle East, and Latin America | 2009 | Johannesburg, SA | Cross-border hub | 500M+ mobile wallets connected | — | ||||
| VoguePay | 68 | Africa, Middle East, and Latin America | Lagos, Nigeria | Gateway | 200K+ businesses | — | |||||
| Telr | 58 | Africa, Middle East, and Latin America | 2014 | Dubai, UAE | Gateway | Multi-currency; UAE, KSA, SE Asia | — | ||||
| PayTabs | 58 | Africa, Middle East, and Latin America | 2014 | Riyadh, Saudi Arabia | Orchestration platform | Saudi-built; Mada/STC Pay support | — | ||||
| Tap Payments | 58 | Africa, Middle East, and Latin America | 2013 | Kuwait | Gateway | Fast onboarding; SAMA-licensed; GCC | — | ||||
| HyperPay | 58 | Africa, Middle East, and Latin America | 2014 | Riyadh, Saudi Arabia | Gateway | T+1 settlements; SAMA-compliant | — | ||||
| Amazon Payment Services | 58 | Africa, Middle East, and Latin America | 2013 | Dubai, UAE | Gateway | Amazon-backed; 3,500+ businesses; 9 MENA countries | — | ||||
| Moyasar | 68 | Africa, Middle East, and Latin America | Riyadh, Saudi Arabia | Gateway | Developer-focused; Mada, SADAD, Apple Pay | — | |||||
| MyFatoorah | 68 | Africa, Middle East, and Latin America | Kuwait | Gateway | Mobile app for transactions; easy integration | — | |||||
| Paymob | 58 | Africa, Middle East, and Latin America | 2015 | Cairo, Egypt | Gateway/fintech | Egypt's leading processor; omni-channel | — | ||||
| Fawry | 63 | Africa, Middle East, and Latin America | 2008 | Cairo, Egypt | E-payment network | Egypt's largest; 250K+ service points | — | ||||
| Geidea | 63 | Africa, Middle East, and Latin America | 2008 | Riyadh, Saudi Arabia | Payment solutions | 75% SA POS market share; 700K+ terminals | — | ||||
| Network International | 68 | Africa, Middle East, and Latin America | 1994 | Dubai, UAE | Processing/acquiring | MEA's largest; 50+ markets | — | ||||
| Mercado Pago | 63 | Africa, Middle East, and Latin America | 2003 | Buenos Aires, Argentina | Wallet/payment platform | MercadoLibre ecosystem; dominant LatAm wallet | — | ||||
| dLocal | 53 | Africa, Middle East, and Latin America | 2016 | Montevideo, Uruguay | Cross-border processor | Single API for 40+ emerging markets; NYSE-listed | — | ||||
| EBANX | 58 | Africa, Middle East, and Latin America | 2012 | Curitiba, Brazil | Cross-border gateway | 100+ local methods; PIX, Boleto, OXXO; 14 countries | — | ||||
| PagSeguro | 68 | Africa, Middle East, and Latin America | 2006 | Sao Paulo, Brazil | Processor/digital bank | 30M+ customers; NYSE-listed; affordable POS | PagBank | ||||
| StoneCo | 58 | Africa, Middle East, and Latin America | 2012 | Sao Paulo, Brazil | Processor/fintech | NYSE-listed; Buffett + Ma-backed; cutting-edge POS | — | ||||
| Conekta | 58 | Africa, Middle East, and Latin America | 2012 | Mexico City, Mexico | Gateway | Deep Mexico expertise; OXXO cash + bank transfers | — | ||||
| Kushki | 53 | Africa, Middle East, and Latin America | 2017 | Quito, Ecuador | Regional acquirer | LatAm-wide direct acquirer; unicorn; $200M raised | — | ||||
| Clip | 58 | Africa, Middle East, and Latin America | 2012 | Mexico City, Mexico | mPOS/card reader | Mexico's Square; bridging cash-to-digital | — | ||||
| PayRetailers | 53 | Africa, Middle East, and Latin America | 2017 | Barcelona, Spain | Cross-border processor | 300+ local methods; European HQ + LatAm offices | — | ||||
| Tonder | 48 | Africa, Middle East, and Latin America | 2021 | Mexico City, Mexico | Payment orchestration | Optimizes routing between multiple PSPs | — | ||||
| Uala | 53 | Africa, Middle East, and Latin America | 2017 | Buenos Aires, Argentina | Neobank/wallet | 11M+ users; $2.75B+ valuation; full banking licenses | — | ||||
| Getnet | 68 | Africa, Middle East, and Latin America | 2003 | Porto Alegre, Brazil | Acquirer | 2nd largest LatAm acquirer; Santander-backed | Santander | ||||
| Rebill | 68 | Africa, Middle East, and Latin America | Buenos Aires, Argentina | Gateway | Single integration for 10 LatAm countries | — | |||||
| Pagadito | 58 | Africa, Middle East, and Latin America | 2011 | El Salvador | Gateway | Central America/Caribbean specialist | — | ||||
| Nuvei LatAm | 63 | Africa, Middle East, and Latin America | 2003 | Montreal (global) | Processor | 700+ APMs; local methods in 10 LatAm countries | — | ||||
| Mollie | 63 | European Regional Payment Gateways | 2004 | Amsterdam, NL | Full-stack PSP | European-first; 250K+ merchants; profitable since 2024 | — | ||||
| MultiSafepay | 68 | European Regional Payment Gateways | 1999 | Amsterdam, NL | Full-stack PSP | Oldest Dutch PSP; 30+ methods; US/Canada reach | — | ||||
| Buckaroo | 63 | European Regional Payment Gateways | 2005 | Utrecht, NL | Gateway | iDEAL specialist; subscription focus | — | ||||
| CM.com | 68 | European Regional Payment Gateways | 1999 | Breda, NL | Conversational + payments | CPaaS + payments combo; Euronext-listed | — | ||||
| Trustly | 63 | European Regional Payment Gateways | 2008 | Stockholm, Sweden | Open banking gateway | A2A specialist; 30 European countries; iGaming/travel | — | ||||
| Nets/Nexi | 68 | European Regional Payment Gateways | 1968 | Milan/Copenhagen | Full-stack PayTech | Europe's largest; 2.9M+ merchants | — | ||||
| Vipps MobilePay | 53 | European Regional Payment Gateways | 2017 | Oslo, Norway | Mobile wallet | 11M+ users in Nordics (merged Vipps + MobilePay) | — | ||||
| Computop | 68 | European Regional Payment Gateways | 1997 | Bamberg, Germany | Gateway/orchestration | Germany's oldest; omnichannel; Nexi stake | — | ||||
| Unzer | 63 | European Regional Payment Gateways | 2003 | Heidelberg, Germany | Full-stack PSP | Strong DACH; 200+ payment methods | — | ||||
| PayOne | 68 | European Regional Payment Gateways | 2003 | Frankfurt, Germany | Omnichannel platform | Worldline + DSV Group JV | Worldline | ||||
| Concardis | 68 | European Regional Payment Gateways | 2007 | Frankfurt, Germany | Card acquiring | Major German acquirer; now Nexi Group | Nexi | ||||
| SumUp | 58 | European Regional Payment Gateways | 2012 | London, UK | mPOS + payments | 4M+ merchants globally; affordable readers | — | ||||
| Opayo | 63 | European Regional Payment Gateways | 2001 | Newcastle, UK | Gateway | Long-established UK gateway; Elavon-owned | — | ||||
| Payplug | 63 | European Regional Payment Gateways | 2012 | Paris, France | Gateway | French market specialist; Cartes Bancaires optimization | Natixis | ||||
| Lyra | 63 | European Regional Payment Gateways | 2001 | Toulouse, France | Gateway + orchestration | White-label; strong France + LatAm | — | ||||
| HiPay | 63 | European Regional Payment Gateways | 2007 | Paris, France | Full-stack PSP | Euronext-listed; retail/fashion verticals | — | ||||
| Lemonway | 63 | European Regional Payment Gateways | 2007 | Paris, France | Marketplace payments | Specialist in escrow/wallet for marketplaces; EMI in 29 countries | — | ||||
| MangoPay | 58 | European Regional Payment Gateways | 2013 | Luxembourg | Wallet infrastructure | Modular wallets for marketplaces; Advent International-owned | — | ||||
| Payconiq | 58 | European Regional Payment Gateways | 2015 | Luxembourg/Belgium | Mobile payment | QR-based; dominant Belgium/Luxembourg; migrating to Wero | — | ||||
| Satispay | 58 | European Regional Payment Gateways | 2013 | Milan, Italy | Mobile payment | Italy's leading alt mobile payment; 5M+ users | — | ||||
| Przelewy24 | 63 | European Regional Payment Gateways | 2004 | Poznan, Poland | Bank transfer gateway | 165+ bank connections; 91% Polish brand recognition | — | ||||
| Tpay | 63 | European Regional Payment Gateways | 2010 | Poland | Online payment | BLIK, Google Pay; Polish SMEs | — | ||||
| Montonio | 53 | European Regional Payment Gateways | 2018 | Vilnius, Lithuania | Checkout/financing | Baltic specialist; payments + shipping + BNPL | — | ||||
| Paysera | 63 | European Regional Payment Gateways | 2004 | Vilnius, Lithuania | E-money institution | First Lithuanian EMI; comprehensive fintech services | — | ||||
| EveryPay | 58 | European Regional Payment Gateways | 2013 | Tallinn, Estonia | Cloud gateway for banks | ~50% of Estonian e-commerce; acquired by LHV Group | — | ||||
| Fondy | 58 | European Regional Payment Gateways | 2014 | Kyiv, Ukraine (UK-registered) | Gateway | Ukraine-origin, now EU-focused; 100+ payment methods | — | ||||
| LiqPay | 63 | European Regional Payment Gateways | 2008 | Ukraine | Mobile/online payment | Built by PrivatBank; dominant in Ukraine | — | ||||
| WayForPay | 58 | European Regional Payment Gateways | 2014 | Kyiv, Ukraine | Gateway | Leading independent Ukrainian gateway | — | ||||
| Robokassa | 63 | European Regional Payment Gateways | 2003 | Moscow, Russia | Aggregator gateway | 40+ methods including Mir, Qiwi | — | ||||
| YooMoney | 63 | European Regional Payment Gateways | 2002 | Moscow, Russia | Wallet + gateway | Sberbank-owned; one of Russia's largest e-wallets | — | ||||
| Payabl. | 58 | European Regional Payment Gateways | 2015 | Limassol, Cyprus | Full-stack PSP | EU-licensed; strong in iGaming, forex | — | ||||
| Unlimit | 63 | European Regional Payment Gateways | 2009 | London, UK | Global gateway | 1,000+ methods; strong LATAM/APAC cross-border | — | ||||
| SecurionPay | 63 | European Regional Payment Gateways | 2014 | Switzerland/Poland | Gateway | SaaS/subscription specialist; acquired by Shift4 | Shift4 | ||||
| MONEI | 58 | European Regional Payment Gateways | 2015 | Malaga, Spain | Payment gateway | Spanish fintech; dynamic pricing that decreases fees as volume grows; serverless architecture on AWS | — | ||||
| BitPay | 58 | Crypto and Alternative Payment Gateways | 2011 | Atlanta, USA | Oldest major processor; fiat settlement; FinCEN MSB | — | |||||
| Coinbase Commerce | 53 | Crypto and Alternative Payment Gateways | 2018 | San Francisco, USA | S&P 500 parent; auto-converts to USDC | — | |||||
| NOWPayments | 53 | Crypto and Alternative Payment Gateways | 2019 | Amsterdam, NL | Broadest method coverage; non-custodial; no KYC basic | — | |||||
| CoinGate | 58 | Crypto and Alternative Payment Gateways | 2014 | Vilnius, Lithuania | EU-regulated; POS app for physical stores | — | |||||
| BTCPay Server | 53 | Crypto and Alternative Payment Gateways | 2017 | Open-source | Self-hosted; full privacy; no KYC | — | |||||
| CoinPayments | 58 | Crypto and Alternative Payment Gateways | 2013 | Cayman Islands | Broadest crypto selection in market | — | |||||
| OpenNode | 53 | Crypto and Alternative Payment Gateways | 2018 | Los Angeles, USA | Lightning Network specialist; 120+ countries | — | |||||
| TripleA | 53 | Crypto and Alternative Payment Gateways | 2018 | Singapore | MAS + FinCEN licensed; bank settlement in local currency | — | |||||
| Plisio | 53 | Crypto and Alternative Payment Gateways | 2019 | Tallinn, Estonia | Mass payouts (1,000 batch); no KYC | — | |||||
| Confirmo | 58 | Crypto and Alternative Payment Gateways | 2014 | Prague, Czech Republic | Auto-extending invoice expiration | — | |||||
| Blockonomics | 53 | Crypto and Alternative Payment Gateways | 2016 | India | Decentralized P2P; no signup required | — | |||||
| Flexa | 53 | Crypto and Alternative Payment Gateways | 2018 | New York, USA | 60K+ US locations; AMP token collateral; NFC tap-to-pay | — | |||||
| Binance Pay | 48 | Crypto and Alternative Payment Gateways | 2021 | Global | Largest exchange ecosystem; QR + contactless | — | |||||
| Crypto.com Pay | 53 | Crypto and Alternative Payment Gateways | 2018 | Singapore | CRO cashback; Visa Card integration | — | |||||
| Alchemy Pay | 53 | Crypto and Alternative Payment Gateways | 2018 | Singapore | Hybrid fiat-crypto; 2M+ merchants; Lightning Network | — | |||||
| Strike | 53 | Crypto and Alternative Payment Gateways | 2020 | Chicago, USA | Lightning instant payments; Pay Me in Bitcoin payroll | — | |||||
| GoCrypto | 53 | Crypto and Alternative Payment Gateways | 2017 | Ljubljana, Slovenia | In-store POS across Europe; hotel/tourism focus | — | |||||
| MoonPay | 53 | Crypto and Alternative Payment Gateways | 2019 | Miami, USA | Fiat-to-crypto on-ramp; NFT checkout; 160+ countries | — | |||||
| Transak | 53 | Crypto and Alternative Payment Gateways | 2019 | Miami, USA | SDK/widget for dApps/wallets; 75+ fiats | — | |||||
| BVNK | 48 | Crypto and Alternative Payment Gateways | 2021 | London, UK | Enterprise stablecoin infra; serves Deel, Worldpay | — | |||||
| CoinsPaid | 58 | Crypto and Alternative Payment Gateways | 2014 | Tallinn, Estonia | Gaming/high-risk specialist; OTC desk | — | |||||
| Utrust | 58 | Crypto and Alternative Payment Gateways | 2017 | Braga, Portugal | Buyer protection (PayPal-like for crypto) | MultiversX | |||||
| Slash | 48 | Crypto and Alternative Payment Gateways | 2022 | Tokyo, Japan | Web3 protocol; DEX-integrated auto-swaps | — | |||||
| Cryptomus | 48 | Crypto and Alternative Payment Gateways | 2023 | Global | Ultra-low fee | — | |||||
| CoinRemitter | 53 | Crypto and Alternative Payment Gateways | 2018 | India | Budget gateway | — | |||||
| SpicePay | 58 | Crypto and Alternative Payment Gateways | 2013 | London, UK | Simple API for small businesses | — | |||||
| Speed | 48 | Crypto and Alternative Payment Gateways | 2021 | Global | Gaming/e-commerce; micro-transactions | — | |||||
| Infinia | 68 | Crypto and Alternative Payment Gateways | USA (YC) | Stablecoin-to-local rails | Bridges stablecoins with local payment rails; ex-dLocal team | — | |||||
| Klarna | 63 | BNPL Platforms | 2005 | Stockholm, Sweden | 450K+ merchants; 147M shoppers; IPO planned ~$15B | — | |||||
| Afterpay/Clearpay | 63 | BNPL Platforms | 2015 | Melbourne, Australia | Cash App Afterpay; 57M users; in-store via Square POS | Block | |||||
| Affirm | 58 | BNPL Platforms | 2012 | San Francisco, USA | Max Levchin (PayPal co-founder); 46% YoY revenue; 0-36% APR | — | |||||
| Zip | 58 | BNPL Platforms | 2013 | Sydney, Australia | Virtual Visa for anywhere; acquired Spotii (MENA), Twisto (EU) | — | |||||
| Sezzle | 53 | BNPL Platforms | 2016 | Minneapolis, USA | Sezzle Up credit-building; Gen Z focus | — | |||||
| Splitit | 58 | BNPL Platforms | 2012 | New York, USA | Uses existing credit cards (no new credit); white-label | — | |||||
| PayPal Pay Later | 53 | BNPL Platforms | 2020 | San Jose, USA | 400M+ user base; native to all PayPal merchants | — | |||||
| Alma | 53 | BNPL Platforms | 2018 | Paris, France | Leading in France; expanding Spain/Italy/Belgium | — | |||||
| Scalapay | 53 | BNPL Platforms | 2019 | Milan, Italy | 9,600% search growth; Southern European leader | — | |||||
| Atome | 53 | BNPL Platforms | 2019 | Singapore | AI-powered; 8 APAC markets | — | |||||
| Tamara | 53 | BNPL Platforms | 2020 | Riyadh, Saudi Arabia | First SAMA-licensed BNPL; unicorn; Sharia-compliant | — | |||||
| Tabby | 53 | BNPL Platforms | 2019 | Dubai/Riyadh | $1.5B unicorn; Tabby Card; 2M+ product marketplace | — | |||||
| Zilch | 53 | BNPL Platforms | 2018 | London, UK | Virtual Mastercard usable anywhere; ~$2B valuation | — | |||||
| Bread Financial | 58 | BNPL Platforms | 2014 | Columbus, OH, USA | Private-label cards + BNPL; NYSE: BFH | — | |||||
| Sunbit | 53 | BNPL Platforms | 2016 | Los Angeles, USA | 90% approval rate; healthcare/auto specialist | — | |||||
| Kredivo | 53 | BNPL Platforms | 2016 | Jakarta, Indonesia | 50% of Indonesia's BNPL; 4M+ customers | — | |||||
| Paidy | 63 | BNPL Platforms | 2014 | Tokyo, Japan | Japan's leading BNPL; $2.7B PayPal acquisition | PayPal | |||||
| Billie | 68 | BNPL Platforms | Berlin, Germany | B2B BNPL specialist | — | ||||||
| Uplift | 63 | BNPL Platforms | 2014 | Menlo Park, CA | Travel/hospitality BNPL; acquired for $100M | Upgrade | |||||
| Perpay | 58 | BNPL Platforms | 2015 | Philadelphia, USA | Paycheck-linked; no credit check | — | |||||
| Fundiin | 53 | BNPL Platforms | 2020 | Ho Chi Minh City, Vietnam | 7,900% search growth; Shopify's only Vietnam BNPL | — | |||||
| Laybuy | 53 | BNPL Platforms | 2017 | Auckland, NZ | NZ/UK/Australia; Pay in 6 | — | |||||
| Grab PayLater | 53 | BNPL Platforms | 2020 | Singapore | 270M+ Grab super-app users across SE Asia | — | |||||
| Rapyd | 63 | Embedded Finance and BaaS Payment Platforms | 2016 | London, UK | Fintech-as-a-service | 900+ payment methods, 100+ countries; acquired by Visa | Visa | ||||
| Marqeta | 68 | Embedded Finance and BaaS Payment Platforms | 2010 | Oakland, CA, USA | Card issuing | Powers Klarna, Chime, DoorDash, Apple; NASDAQ: MQ | — | ||||
| Adyen for Platforms | 68 | Embedded Finance and BaaS Payment Platforms | 2006 | Amsterdam, NL | Embedded payments | Uber, McDonald's, Spotify; online + in-store | — | ||||
| Stripe Treasury | 58 | Embedded Finance and BaaS Payment Platforms | 2020 | San Francisco, USA | Embedded banking | BaaS via bank partnerships; Shopify Balance | — | ||||
| Unit | 58 | Embedded Finance and BaaS Payment Platforms | 2019 | NYC / Tel Aviv | Leading US BaaS | Accounts, cards, lending via API; AngelList partnership | — | ||||
| Moov | 58 | Embedded Finance and BaaS Payment Platforms | 2017 | Cedar Falls, Iowa | Full-stack payment infra | Licensed processor/issuer; a16z, Visa-backed; $77.5M | — | ||||
| Finix | 63 | Embedded Finance and BaaS Payment Platforms | 2015 | San Francisco, USA | PayFac-as-a-Service | No-code; $200M+ raised; 400M+ txns/day | — | ||||
| Galileo | 73 | Embedded Finance and BaaS Payment Platforms | 2001 | Salt Lake City, USA | Issuer processor | Powers Chime, Robinhood, Monzo, Revolut | SoFi | ||||
| i2c | 68 | Embedded Finance and BaaS Payment Platforms | 2001 | Redwood City, CA | Issuer processing + BaaS | 200+ programs globally; white-label cards | — | ||||
| Modulr | 63 | Embedded Finance and BaaS Payment Platforms | 2015 | Edinburgh, UK | UK/EU payments infra | EMI-licensed; real-time payments; virtual accounts | — | ||||
| Weavr | 58 | Embedded Finance and BaaS Payment Platforms | 2019 | London / Singapore | Embedded finance orchestration | Pre-packaged finance-in-a-box modules | — | ||||
| Swan | 58 | Embedded Finance and BaaS Payment Platforms | 2019 | Paris, France | European BaaS | Mastercard principal; ACPR-regulated; 200M+ EUR/month | — | ||||
| Solaris | 58 | Embedded Finance and BaaS Payment Platforms | 2016 | Berlin, Germany | European BaaS leader | Full German banking license; Deutsche Bank partnership | — | ||||
| Railsr | 58 | Embedded Finance and BaaS Payment Platforms | 2016 | London, UK | Modular embedded finance | Branded cards, BNPL, in-app accounts | — | ||||
| Griffin | 58 | Embedded Finance and BaaS Payment Platforms | 2017 | London, UK | Full-stack BaaS | UK banking license specifically for BaaS | — | ||||
| Column | 58 | Embedded Finance and BaaS Payment Platforms | 2019 | San Francisco, USA | Developer-first bank | IS the bank (nationally chartered); direct Fed access | — | ||||
| Treasury Prime | 58 | Embedded Finance and BaaS Payment Platforms | 2017 | San Francisco, USA | BaaS middleware | Multi-bank network; compliance tools | — | ||||
| Synctera | 58 | Embedded Finance and BaaS Payment Platforms | 2020 | Palo Alto, CA, USA | Compliance-first BaaS | $94M raised; 416K+ end users; LATAM expansion planned | — | ||||
| Highnote | 53 | Embedded Finance and BaaS Payment Platforms | 2021 | San Francisco, USA | Unified embedded finance | $140M+ raised; card issuing + acquiring + credit | — | ||||
| OpenPayd | 58 | Embedded Finance and BaaS Payment Platforms | 2019 | London, UK | Multi-currency BaaS | 12+ currencies; eToro partnership | — | ||||
| ClearBank | 58 | Embedded Finance and BaaS Payment Platforms | 2017 | London, UK | Clearing bank | Direct UK payment scheme access; profitable | — | ||||
| Cross River Bank | 68 | Embedded Finance and BaaS Payment Platforms | 2008 | Fort Lee, NJ, USA | Fintech partner bank | Powers major fintechs (Coinbase, Affirm) | — | ||||
| Nium | 63 | Embedded Finance and BaaS Payment Platforms | 2014 | Singapore | Global payments infra | $1.4B unicorn; 220+ markets; real-time cross-border | — | ||||
| Treezor | 63 | Embedded Finance and BaaS Payment Platforms | 2016 | Paris, France | BaaS aggregator | Societe Generale-backed; card issuing + payments | Societe Generale | ||||
| Paynetics | 63 | Embedded Finance and BaaS Payment Platforms | 2015 | Sofia, Bulgaria | EU/UK EMI | Both EU and UK licenses; card issuing | — | ||||
| Rainforest | 53 | Embedded Finance and BaaS Payment Platforms | 2022 | Atlanta, GA | Embedded payments | 10x revenue growth YoY; vertical SaaS focus | — | ||||
| JustiFi | 53 | Embedded Finance and BaaS Payment Platforms | 2021 | St. Paul, MN | Embedded fintech | White-label fintech ecosystem (payments + BNPL + insurance) | — | ||||
| Straddle | 53 | Embedded Finance and BaaS Payment Platforms | 2022 | Denver, CO | Identity-to-payment | KYC + open banking + A2A payments in one API | — | ||||
| Vault Payments (by Lithic) | 68 | Embedded Finance and BaaS Payment Platforms | 2014 | San Francisco, USA | Card issuing / Token vault | Fintechs, neobanks | Per-card + operations | Virtual/physical card issuing with tokenization, processor-agnostic network token provisioning, PCI-compliant vault | Lithic | ||
| Setu | 63 | Embedded Finance and BaaS Payment Platforms | 2018 | API infrastructure | API-based | Open banking APIs for UPI, BBPS, Account Aggregator | Pine Labs | ||||
| Decentro | 58 | Embedded Finance and BaaS Payment Platforms | 2020 | BaaS / API platform | API-based | Unified banking APIs for payments, KYC, lending | — | ||||
| Zuora | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2007 | Redwood City, CA | Enterprise subscription mgmt | Pioneer of Subscription Economy; acquired by Silver Lake for $1.7B | — | ||||
| Chargebee | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2011 | North Bethesda, MD | Revenue growth mgmt | 130+ countries; 40+ gateway integrations; $480M+ raised | — | ||||
| Recurly | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2009 | San Francisco, CA | Subscription mgmt | Churn reduction specialist; smart dunning; 76M+ subscribers | — | ||||
| Maxio | 53 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2022 | Norcross, GA | Financial operations | Billing + RevRec + SaaS metrics combined | — | ||||
| Aria Systems | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2003 | San Francisco, CA | Enterprise monetization | Complex recurring revenue; telecom/media/IoT | — | ||||
| Vindicia | 73 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2003 | San Mateo, CA | Billing + recovery | AI/ML-powered payment recovery; streaming/OTT | Amdocs | ||||
| Recharge | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2014 | Santa Monica, CA | E-commerce subscriptions | Leading Shopify subscription app; 20K+ merchants | — | ||||
| Billwerk+ | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2015 | Frankfurt, Germany | Subscription billing | European subscription management; merged with Reepay; 0.95% on revenue; SEPA/EU payment methods focus | — | ||||
| BillingPlatform | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2012 | Denver, CO | Enterprise monetization | Full quote-to-cash; $104M raised; PwC partnership | — | ||||
| LogiSense | 73 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 1998 | Ontario, Canada | Usage-based billing | Telecom/IoT; high-volume metering | — | ||||
| Gotransverse | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2008 | Austin, TX | Enterprise billing | Massive scale; real-time rating engine | — | ||||
| Tridens | 58 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2017 | Ljubljana, Slovenia | Cloud billing | Telecom/energy/utility; online charging engine | — | ||||
| Rev.io | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2002 | Atlanta, GA | Back-office billing | Telecom/MSP specialist | — | ||||
| Stax Bill | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2010 | Ottawa, Canada | SaaS billing | Automated invoicing; branded portals | — | ||||
| ChargeOver | 68 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2010 | Minneapolis, MN | Recurring invoicing | Automated invoice workflows; from $65/mo | — | ||||
| Pabbly | 58 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2019 | Bhopal, India | Budget billing | Ultra-affordable ($5/mo); one-time payment option | — | ||||
| Zoho Subscriptions | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2013 | Chennai, India | Ecosystem billing | Best within Zoho suite; free tier available | — | ||||
| PayWhirl | 63 | B2B/SaaS Subscription and Usage-Based Billing Platforms | 2015 | USA | Shopify subscription | Shopify-native; drag-and-drop | — | ||||
| Spreedly | 73 | Payment Orchestrators & Token Vaults | 2008 | Durham, USA | Payment orchestration / Token vault | Enterprise, marketplaces, SaaS platforms | Per-transaction + vault fees | Universal token vault across 120+ gateways, PCI-compliant card storage decoupled from any PSP | — | ||
| Primer | 63 | Payment Orchestrators & Token Vaults | 2020 | London, UK | Payment orchestration / Unified checkout | Mid-market to enterprise | Per-transaction | No-code workflow builder for routing, fallback, and retry logic across processors; universal checkout SDK | — | ||
| Gr4vy | 63 | Payment Orchestrators & Token Vaults | 2020 | San Francisco, USA | Cloud payment orchestration | Enterprise, global merchants | Per-transaction | Cloud-native orchestration with dedicated vault per merchant, supports 60+ connectors, smart routing engine | — | ||
| ProcessOut | 68 | Payment Orchestrators & Token Vaults | 2015 | London, UK | Payment orchestration / Analytics | Enterprise merchants | Per-transaction | Smart routing with real-time optimization, network tokenization, processor-agnostic vault and detailed payment analytics | — | ||
| Payrails | 48 | Payment Orchestrators & Token Vaults | 2022 | Berlin, Germany | Payment orchestration | Fast-scaling companies | Per-transaction | API-first orchestration with configurable payment flows, multi-PSP routing, and embedded financial products | — | ||
| IXOPAY | 68 | Payment Orchestrators & Token Vaults | 2014 | Vienna, Austria | Payment orchestration / White-label | Enterprise, PSPs, acquirers | License + per-transaction | White-label orchestration platform with 200+ integrations, smart routing, cascading, and independent token vault | — | ||
| Yuno | 58 | Payment Orchestrators & Token Vaults | 2021 | San Francisco / Bogota | Payment orchestration | Enterprise, LatAm-focused global merchants | Per-transaction | 300+ payment integrations, single API for all methods, smart routing with anti-fraud orchestration, strong LatAm coverage | — | ||
| Deuna | 58 | Payment Orchestrators & Token Vaults | 2021 | Quito, Ecuador / Miami, USA | Payment orchestration / Checkout | Enterprise merchants in LatAm | Per-transaction | Unified checkout + orchestration for LatAm, connects 300+ payment methods, identity-based smart routing | — | ||
| CellPoint Digital | 75 | Payment Orchestrators & Token Vaults | 2007 | Copenhagen, Denmark | Payment orchestration | Airlines, travel, enterprise | Custom | Specialized in airline/travel payment orchestration, multi-acquirer routing with 300+ connections | — | ||
| BR-DGE | 63 | Payment Orchestrators & Token Vaults | 2018 | Belfast, UK | Payment orchestration | Enterprise merchants | Per-transaction | Intelligent routing, failover and retry across multiple acquirers, PCI-DSS Level 1 vault | — | ||
| Basis Theory | 63 | Payment Orchestrators & Token Vaults | 2020 | Austin, USA | Token vault / Data platform | Developers, fintechs, enterprise | Free tier + per-token/operation | Universal token vault for any sensitive data (cards, PII, bank), PCI-compliant, serverless functions on tokenized data | — | ||
| VGS | 68 | Payment Orchestrators & Token Vaults | 2015 | San Francisco, USA | Data security vault / Proxy | Fintechs, enterprise, healthcare | Per-operation | Zero-data security model, reverse/forward proxy vault, PCI/SOC2/HIPAA compliance without touching sensitive data | — | ||
| TokenEx | 73 | Payment Orchestrators & Token Vaults | 2010 | Tulsa, USA | Cloud tokenization / Vault | Enterprise, retail, healthcare | Per-token + operations | Processor-agnostic token vault, transparent gateway integrations, protects cards and PII across any payment flow | — | ||
| Skyflow | 63 | Payment Orchestrators & Token Vaults | 2019 | Palo Alto, USA | Data privacy vault | Enterprise, fintech, healthcare | Per-record + operations | API-first privacy vault, polymorphic encryption, tokenization for PCI/PII, connectors to payment processors | — | ||
| Evervault | 53 | Payment Orchestrators & Token Vaults | 2019 | Dublin, Ireland | Encryption / Vault | Developers, SaaS, fintech | Free tier + per-operation | Client-side encryption SDK, secure data relay, process encrypted data without decrypting, fast PCI compliance | — | ||
| Pagos | 58 | Payment Orchestrators & Token Vaults | 2021 | New York, USA | Payment data / Intelligence | Enterprise merchants | SaaS subscription | Payment analytics and optimization across all PSPs, BIN intelligence, network token management, processor-agnostic insights | — | ||
| Token.io | 68 | Payment Orchestrators & Token Vaults | 2015 | London, UK | Open banking orchestration | Enterprise, PSPs, banks | Per-transaction | Open banking payment orchestration across Europe, A2A payments via single API, licensed by FCA | — | ||
| Paragon | 48 | Payment Orchestrators & Token Vaults | 2023 | San Francisco, USA | Payment orchestration | SaaS, platforms | Per-transaction | Next-gen orchestration with multi-PSP fallback, network tokenization, and real-time cost optimization | — | ||
| Zooz (PayU GPO) | 78 | Payment Orchestrators & Token Vaults | 2010 | Tel Aviv, Israel | Payment orchestration | Enterprise global merchants | Per-transaction | Multi-acquirer routing with failover, A/B testing, smart retry logic; now part of PayU Global Payment Orchestration | PayU | ||
| Solidgate | 53 | Payment Orchestrators & Token Vaults | 2017 | San Francisco, USA / Kyiv, Ukraine | Payment orchestration / PSP | SaaS, digital goods, gaming | Per-transaction | Full-stack orchestration with built-in acquiring, smart routing, decline recovery, and subscription management | — | ||
| Paynt (by Akurateco) | 63 | Payment Orchestrators & Token Vaults | 2019 | London, UK | White-label payment orchestration | PSPs, acquirers, enterprise | License + per-transaction | White-label orchestration with 300+ connectors, smart routing, cascading, and built-in analytics dashboard | — | ||
| Corefy | 63 | Payment Orchestrators & Token Vaults | 2017 | London, UK | Payment orchestration | Enterprise, PSPs, marketplaces | Per-transaction | 200+ connectors, smart routing with cascading, white-label payment hub, real-time monitoring and reconciliation | — | ||
| Apexx Global | 63 | Payment Orchestrators & Token Vaults | 2016 | London, UK | Payment orchestration | Enterprise, retail, travel | Per-transaction | Single API to 250+ payment methods, intelligent routing, acquirer optimization, network tokenization | — | ||
| Payify | 63 | Payment Orchestrators & Token Vaults | 2020 | Singapore | Payment orchestration | APAC enterprise merchants | Per-transaction | APAC-focused orchestration with local payment method coverage, smart failover, multi-acquirer routing | — | ||
| Nuvei Payment Orchestration | 75 | Payment Orchestrators & Token Vaults | 2003 | Montreal, Canada | Payment orchestration / Acquiring | Global enterprise | Custom | Combines acquiring + orchestration, 700+ APMs, smart routing, network tokens, single integration for 200+ markets | — | ||
| Inai | 53 | Payment Orchestrators & Token Vaults | 2020 | San Francisco, USA | Payment orchestration | Emerging market merchants | Per-transaction | No-code orchestration for emerging markets, 300+ payment methods, smart routing, ready-made checkout UI | — | ||
| Paydock | 68 | Payment Orchestrators & Token Vaults | 2015 | Sydney, Australia | Payment orchestration / Vault | Enterprise, platforms, ISVs | Per-transaction | Orchestration + universal vault, 70+ integrations, multi-gateway tokenization, pre-built checkout widgets | — | ||
| Dojo Smart Routing | 68 | Payment Orchestrators & Token Vaults | 2019 | London, UK | Payment orchestration | UK/EU enterprise merchants | Per-transaction | Acquirer-agnostic routing with real-time cost optimization, automatic failover, PCI Level 1 vault | Dojo | ||
| Hyperswitch | 70 | Payment Orchestrators & Token Vaults | 2022 | Bangalore, India | Open-source payment orchestration | Developers, enterprise, self-hosted | $0.04/txn (cloud) or free (self-hosted) | Rust-based open-source orchestrator, 32K+ GitHub stars, 50+ connectors, also available as managed cloud | Juspay | ||
| Rebilly | 58 | Payment Orchestrators & Token Vaults | 2013 | Austin, USA | Payment orchestration / Subscription | SaaS, subscription businesses | Per-transaction | 110+ gateway integrations, advanced token vault, subscription management with churn recovery and decline salvage | — | ||
| ACI Worldwide | 80 | Payment Orchestrators & Token Vaults | 1975 | Miami, USA | Payment orchestration / Processor | Airlines, telcos, enterprise | Custom | Enterprise-grade orchestration with AI-powered smart routing, serves 80K+ merchants, 6B+ txns/year | — | ||
| Aevi | 60 | Payment Orchestrators & Token Vaults | 2015 | Paderborn, Germany | In-store payment orchestration | Retailers, POS, in-store payments | Custom | Specialized in-store/POS orchestration only, terminal-agnostic, multi-acquirer routing for physical retail | — | ||
| UniPay Gateway | 70 | Payment Orchestrators & Token Vaults | 2010 | USA | Payment orchestration / White-label gateway | PayFacs, ISOs, SaaS platforms, ISVs | 2.9% + $0.25 / White-label / On-premises | Omnichannel SaaS gateway for PayFacs and ISOs; white-label and on-premises options; 100+ global payment integrations; smart routing | — | ||
| Lago | 53 | Open-Source Billing Platforms | 2022 | Paris, France | Open-source billing | SaaS, AI, usage-based businesses | Free (self-hosted) / Cloud plans | Leader open-source billing, $22M raised, Mistral & PayPal as clients, real-time usage metering | — | ||
| Kill Bill | 73 | Open-Source Billing Platforms | 2013 | San Francisco, USA | Open-source billing | Enterprise, Java ecosystem | Free (self-hosted) | Battle-tested 10+ years, complex billing scenarios, plugin architecture, enterprise Java stack | — | ||
| UniBee | 53 | Open-Source Billing Platforms | 2023 | Singapore | Open-source billing | Startups, SaaS | Free (self-hosted) | Lightweight gateway-agnostic billing, quick setup, AppSumo deal, good for getting started | — | ||
| BillaBear | 53 | Open-Source Billing Platforms | 2023 | UK | Open-source billing | SMBs, EU SaaS | Free (self-hosted) | PHP/Symfony stack, native EU tax compliance, Stripe-integrated, checkout & quotes | — | ||
| Flexprice | 48 | Open-Source Billing Platforms | 2024 | San Francisco, USA | Open-source billing | AI companies, usage-based SaaS | Free (self-hosted) / Cloud plans | AI-native billing with credits and wallets built-in, very early stage | — | ||
| OpenMeter | 53 | Open-Source Billing Platforms | 2023 | Remote | Open-source metering | AI/DevTools companies | Free (self-hosted) / Cloud plans | Real-time usage metering for AI and DevTools, not full billing but best-in-class metering layer | — | ||
| Autumn | 48 | Open-Source Billing Platforms | 2024 | San Francisco, USA | Open-source billing | SaaS, AI startups | Free (self-hosted) | Unified pricing + entitlements + billing in one platform, very early stage | — | ||
| Meteroid | 48 | Open-Source Billing Platforms | 2024 | Remote | Open-source billing | SaaS, usage-based | Free (self-hosted) | Rust-based open-source billing engine, early stage, usage-based and subscription billing | — | ||
| Metronome | 68 | Usage-Based Billing & Metering (AI-Specialized) | 2021 | San Francisco, USA | Usage-based billing | AI companies, enterprise SaaS | Per-transaction | Serves OpenAI, Anthropic, NVIDIA, $128M raised, acquired by Stripe | Stripe | ||
| Orb | 53 | Usage-Based Billing & Metering (AI-Specialized) | 2021 | San Francisco, USA | Usage-based billing | AI, DevTools, infrastructure SaaS | Per-event | Serves Perplexity, Vercel, Replit, 5x ARR growth, $44M raised | — | ||
| Amberflo | 58 | Usage-Based Billing & Metering (AI-Specialized) | 2020 | San Francisco, USA | Usage-based billing / Metering | AI, cloud, API companies | Per-meter | Ex-AWS team, auto-metering for LLM usage, $25M raised, real-time analytics | — | ||
| Hyperline | 53 | Usage-Based Billing & Metering (AI-Specialized) | 2022 | Paris, France | Usage-based billing | B2B SaaS, AI companies | Per-transaction | Next-gen Chargebee alternative, Paris-based, €13.6M raised from Index Ventures | — | ||
| Stigg | 50 | Pricing, Packaging & Entitlements | 2021 | Tel Aviv, Israel | Pricing & entitlements | B2B SaaS | Per-customer | Decouples pricing from code, used by Miro & Webflow, $23.9M raised | — | ||
| Schematic | 50 | Pricing, Packaging & Entitlements | 2023 | San Francisco, USA | Feature management & entitlements | B2B SaaS | Per-customer | Feature management + entitlements for SaaS, connect billing to feature access, no-code rules | — | ||
| Stripe Radar | 70 | Fraud Prevention & Chargeback Management | 2016 | San Francisco, USA | Fraud prevention | Stripe merchants | $0.05/screened txn (Radar for Fraud Teams) | Native Stripe ML-based fraud detection, trained on billions of data points across Stripe network | Stripe | ||
| Riskified | 73 | Fraud Prevention & Chargeback Management | 2013 | Tel Aviv, Israel | Fraud prevention / Chargeback guarantee | Enterprise e-commerce | Per-approved transaction | Chargeback guarantee model, ML-powered, public company (NYSE: RSKD), serves top retailers | — | ||
| Sift | 63 | Fraud Prevention & Chargeback Management | 2011 | San Francisco, USA | Digital trust & fraud platform | E-commerce, fintech, digital goods | Per-decision | Digital trust platform covering fraud, abuse, and content integrity, ML-powered real-time decisions | — | ||
| Signifyd | 73 | Fraud Prevention & Chargeback Management | 2011 | San Jose, USA | Fraud prevention / Revenue guarantee | Enterprise e-commerce | Per-order | Revenue guarantee on approved orders, commerce protection platform, serves large retailers | — | ||
| Chargeflow | 65 | Fraud Prevention & Chargeback Management | 2020 | Tel Aviv, Israel | Chargeback automation | E-commerce merchants | Success-based (25% of recovered) | Fully automated chargeback dispute response, AI-generated evidence, success-based pricing | — | ||
| Chargeblast | 53 | Fraud Prevention & Chargeback Management | 2021 | New York, USA | Pre-chargeback alerts | Subscription, e-commerce | Per-alert | Pre-chargeback alert aggregation from Ethoca, Verifi & RDR, prevents chargebacks before they happen | — | ||
| Kount | 75 | Fraud Prevention & Chargeback Management | 2007 | Boise, ID | AI Fraud Prevention | E-commerce, payments, fintech | Custom enterprise pricing | Acquired by Equifax; 300+ data points; AI/ML-powered; device fingerprinting; serves 9K+ merchants | Equifax | ||
| Forter | 73 | Fraud Prevention & Chargeback Management | 2013 | New York, NY | Identity-based fraud prevention | Enterprise e-commerce | Per-transaction | $50B+ protected annually; 99% decisions in <400ms; chargeback guarantee; 72% chargeback reduction | — | ||
| ClearSale | 75 | Fraud Prevention & Chargeback Management | 2001 | Miami, FL / Brazil | Fraud prevention + Chargeback guarantee | E-commerce, retail | % of approved transactions | First to offer chargeback guarantees; 100% fraud chargeback reimbursement; human + AI review | — | ||
| NoFraud | 70 | Fraud Prevention & Chargeback Management | 2014 | New York, NY | Fraud prevention + Chargeback protection | E-commerce, Shopify merchants | 1-1.5% of approved orders | 100% chargeback guarantee; instant decisions; expert analyst review; easy integration | — | ||
| SEON | 58 | Fraud Prevention & Chargeback Management | 2017 | Budapest, Hungary | Fraud prevention + Digital footprint | E-commerce, fintech, iGaming | Per API call (volume-based) | 900+ signals; digital footprint analysis; device intelligence; behavioral data; real-time decisions | — | ||
| Chargebacks911 | 75 | Fraud Prevention & Chargeback Management | 2011 | Tampa, FL | Chargeback management | Enterprise merchants | Custom (prevention + representment) | End-to-end chargeback management; prevention + representment; root cause analysis; industry pioneer | — | ||
| Midigator | 63 | Fraud Prevention & Chargeback Management | 2015 | USA | Chargeback management | E-commerce, subscription | Subscription + success fees | Data-driven prevention; 80%+ win rates; automated representment; root cause identification | — | ||
| Disputifier | 65 | Fraud Prevention & Chargeback Management | 2020 | USA | Chargeback automation | E-commerce, SMBs | 25% of recovered chargebacks | Semi-automated with template-based evidence; pre-submission review option; 25% success fee | — | ||
| Verifi (Visa) | 73 | Fraud Prevention & Chargeback Management | 2005 | Los Angeles, CA | Chargeback prevention network | Merchants, issuers | Per alert/resolution | Visa-owned; RDR (Rapid Dispute Resolution); Order Insight; CDRN alerts; 97% Visa coverage | Visa | ||
| Ethoca (Mastercard) | 73 | Fraud Prevention & Chargeback Management | 2005 | Toronto, Canada | Chargeback prevention network | Merchants, issuers | Per alert | Mastercard-owned; 5,100+ banks; Consumer Clarity data sharing; 95% MC coverage; fraud alerts | Mastercard | ||
| Bolt Fraud Protection | 70 | Fraud Prevention & Chargeback Management | 2014 | San Francisco, CA | Checkout + Fraud prevention | E-commerce | % of GMV | 100% fraud coverage; 200+ data points; ML + human review; one-click checkout integration | — | ||
| Chargeback Gurus | 63 | Fraud Prevention & Chargeback Management | 2014 | USA | Chargeback management | High-risk merchants | Success-based representment | High-risk specialist; Root Cause Analyzer; up to 70% win rate; dedicated success managers | — | ||
| Chargeback.io | 58 | Fraud Prevention & Chargeback Management | 2020 | USA | Chargeback prevention & alerts | E-commerce, SaaS | Per alert | Ethoca + Verifi unified alerts; prevention analytics; Stripe/Braintree integration | — | ||
| ChargebackStop | 58 | Fraud Prevention & Chargeback Management | 2019 | USA | Chargeback prevention & recovery | E-commerce, subscription | Per alert (volume-based) | Ethoca + Verifi RDR alerts; Stripe integration; auto-matching; no lock-ins; fair pricing | — | ||
| TaxJar | 70 | Tax Compliance & Automation | 2013 | Remote / USA | Sales tax automation | US e-commerce, SMBs | From $19/mo | US sales tax automation, auto-filing in all states, real-time tax calculations via API | Stripe | ||
| Avalara | 75 | Tax Compliance & Automation | 2004 | Seattle, USA | Tax compliance (global) | Enterprise, mid-market | Custom | Global enterprise tax compliance, 1,200+ tax integrations, automated filing, VAT/GST worldwide | — | ||
| Fonoa | 53 | Tax Compliance & Automation | 2019 | Dublin, Ireland | Tax automation API | Digital platforms, SaaS, marketplaces | Per-transaction | European-first tax automation API, real-time tax determination, e-invoicing, 100+ countries | — | ||
| Vertex | 80 | Tax Compliance & Automation | 1978 | King of Prussia, USA | Tax compliance (global) | Enterprise | Custom | Enterprise indirect tax engine, 300+ integrations (SAP, Oracle), global tax content database, automated returns | — | ||
| Sovos | 65 | Tax Compliance & Automation | 2016 | Boston, USA | Tax compliance & reporting | Enterprise, mid-market | Custom | Tax compliance + e-invoicing + tax reporting, covers 70+ countries, strong in LatAm & EU mandates | — | ||
| Anrok | 55 | Tax Compliance & Automation | 2022 | San Francisco, USA | Sales tax automation | SaaS companies | From $300/mo | Purpose-built for SaaS sales tax, integrates with Stripe/billing tools, nexus monitoring, $50M raised | — | ||
| Kintsugi | 55 | Tax Compliance & Automation | 2022 | San Francisco, USA | AI-powered sales tax | SMBs, SaaS, e-commerce | From $100/mo | AI-powered tax categorization, automated registration & filing across US states, $10M raised | — | ||
| Stripe Tax | 60 | Tax Compliance & Automation | 2021 | San Francisco, USA | Tax calculation API | Stripe merchants | 0.5% per txn | Native Stripe tax calculation, 50+ countries, auto-detects nexus, one-line integration | Stripe | ||
| Lovat | 60 | Tax Compliance & Automation | 2019 | London, UK | VAT compliance | E-commerce, marketplaces | From €49/mo | Specializes in EU/UK VAT, OSS filing, marketplace compliance, EPR reporting | — | ||
| Quaderno | 65 | Tax Compliance & Automation | 2014 | Madrid, Spain | Tax compliance for SaaS | SaaS, digital businesses | From $49/mo | Tax compliance for digital products, auto tax calculations, compliant invoicing, integrates with Stripe/Paddle/Braintree | — | ||
| Gravy | 53 | Dunning & Revenue Recovery | 2017 | Atlanta, USA | Revenue recovery | Subscription businesses | Performance-based | Specialist recovery combining human outreach + technology, recovers failed payments and cancellations | — | ||
| Stunning | 60 | Dunning & Revenue Recovery | 2017 | Remote | Dunning for Stripe | Stripe merchants, SaaS | From $50/mo | Dunning and failed payment recovery specifically for Stripe, smart retries, pre-dunning emails | — | ||
| Churnkey | 48 | Dunning & Revenue Recovery | 2021 | Remote | Dunning & retention | Subscription SaaS | Performance-based | Cancel flows + dunning + retention in one platform, personalized offers, payment recovery | — | ||
| Invoice Ninja | 65 | Invoicing Platforms | 2014 | Remote | Open-source invoicing | Freelancers, SMBs | Free (self-hosted) / From $10/mo | Full-featured open-source invoicing, time tracking, proposals, expenses, multi-gateway payments | — | ||
| FOSSBilling | 48 | Invoicing Platforms | 2022 | Remote | Open-source billing & invoicing | Web hosting, service providers | Free (self-hosted) | Open-source billing for web hosting providers, client management, auto-provisioning, invoicing | — | ||
| Stripe Invoicing | 65 | Invoicing Platforms | 2018 | San Francisco, USA | Invoicing | Stripe merchants, B2B | 0.4% of invoice (max $2) | Native Stripe invoicing, hosted payment page, auto-reconciliation, basic but reliable | Stripe | ||
| Skyfire | 43 | AI Agent Payment Platforms | 2024 | USA | AI agent payments | Payments for autonomous AI agents | — |