Real cost calculator
Estimate your monthly payment processing costs with detailed fee breakdowns, compare alternatives, and verify billed invoices against expected charges.
Inputs
Set your monthly volume, card mix, payment methods and enabled features.
Processor
Account country
Transactions / month
Average transaction amount
Main currency
Currencies used
Monthly volume override (optional)
Card distribution (%)
Total: 100%Domestic
Intra-EEA
International
Premium / Corporate
Mixes are normalized automatically if total is not exactly 100%.
Payment methods (%)
Total: 100%Cards
SEPA / ACH / BACS
Wallets
BNPL
Bank transfer
Crypto
Features enabled
Invoice check mode
Estimated monthly cost
Stripe in Major Global Payment Gateways and Processors
$5,306.34
Total monthly cost
Gross revenue
$126,000.00
Avg cost / transaction
$1.77
Cost as % of revenue
4.21%
Pricing model
percentage
Detailed breakdown
Method-level costs
Comparison with alternatives
Same inputs, estimated with popular alternatives.
| Processor | Estimated cost | Savings vs current |
|---|---|---|
| Adyen | $3,530.61 | Save $1,775.73 |
| PayPal | $6,144.65 | Pay $838.30 more |
| Checkout.com | $5,538.88 | Pay $232.54 more |
Cost curve by monthly volume
Estimated monthly costs when transaction count changes.
500 tx/mo
$921.28
1,000 tx/mo
$1,842.30
2,500 tx/mo
$4,422.04
5,000 tx/mo
$8,843.82
10,000 tx/mo
$17,687.90
20,000 tx/mo
$35,375.55